Pricing & Fees
PreCredits offers transparent pricing with no hidden fees. Our platform is designed to benefit both merchants and customers with a fair and straightforward fee structure.
| PreCredits Service Fees | Customer Fee | Merchant Fee |
|---|---|---|
| Monthly Service | N/A | Free |
| Ecommerce Service | N/A | Free |
| In-Store Payments | N/A | Free |
| Wallet Issuance & Management | N/A | Free |
| PreCredits Merchant Revenue Stream | Merchant |
|---|---|
| Credit Breakage | 100% kept by the merchant |
| Interest on Stored Value | Split subject to an agreement |
| PreCredits Marketing Features | Merchant Fee |
|---|---|
| Universal Credit | Free/ Covered by PreCredits |
| PreCredits Transaction Fees | Customer Fee | Merchant Fee |
|---|---|---|
| Wallet Creation | Free | Free |
| Subscription Credit Purchases | 1.2% | Free |
| Gift Credit Purchases | 1.2% | Free |
| Top Up Credit Purchases | 1.2% | Free |
| Bonus Credit Rewards | Free | Free |
| Airdrop Credit Reward | Free | Free |
| Credit Request | Free | Free |
| Credit Transfers | Free | Free |
| Credit Redemption Fee | Free | 3%-5% |
| Dynamic Subscriptions Service | Free | Free |
| Merchant Payout Fee | NA | Free |
| PreCredits Credit Expiry Terms | Merchant |
|---|---|
| Store Credit and Bonus Credit Expiry | Set by merchant (3-36 months) |
Frequently Asked Questions
Everything you need to know about our pricing structure and how it works.
What is Credit Breakage?
Credit Breakage refers to store credit that is issued but never redeemed by customers before expiration. With PreCredits, 100% of this unredeemed value is kept by the merchant, creating an additional revenue stream.
How does Interest on Stored Value work?
When customers prepay for goods or services, the stored value can generate interest while it remains unused. This interest is split between the merchant and PreCredits according to the terms in your agreement.
What are the Credit Redemption Fees?
When customers redeem their store credit for products or services, merchants pay a small fee of 3-5% on the redeemed amount. This fee helps support the PreCredits platform while keeping all other services free.
How do Credit Expiry Terms work?
Merchants can set their own expiry terms for store credit and bonus credit, ranging from 3 to 36 months. This flexibility allows you to design credit programs that align with your business model and customer engagement strategy.
Ready to get started?
Join thousands of merchants who are already benefiting from PreCredits.